An insurance that is mandatory by law for all people who work on behalf of the condominium such as the lady who cleans the common parts or the doorman.
It also covers the so-called commuting risk, i.e. accidents that occur on the way to and from the workplace.
What are the coverages?
| Covers | Definition-Summary |
|---|---|
In-Kind (of unlimited value) | -Medical in nature. -Surgical. -Pharmaceutical and Hospital and any other, whatever the form, provided that they are necessary and appropriate for the reestablishment of the injured person's state of health and working or earning capacity and their recovery to active life. |
In cash (part-time benefits are calculated based on what you would earn as a full-time employee). | -Absolute permanent disability (IPA). -Permanent Absolute Disability for Habitual Work (IPH). -Permanent partial disability (IPP). -Absolute temporary disability (ITA). -Partial temporary disability (PTT). -High permanent disability allowance. -Residential Rehabilitation Allowance. -Supplementary allowance for assistance from a third party. -Death benefits. -Bereavement and funeral allowance. |