Insurance Consultants for companies, individuals and condominiums.
The Insurance Consultant is checking for the best solutions regarding your needs, such as life insurance as well as any other insurances
For You & Family
With the arrival of the hunting season there is a need for hunters to contract a hunting insurance.
Every hunter and gun owners are obliged by law to hire an insurance contract that protect from the damage caused by them to third parties, in case of an accident, while hunting or use of the weapon.
There are several alternatives for bicycle insurance.
How can I get bicycle insurance?
You can include it in your contents insurance, either as part of your garage contents coverage or as part of your home contents coverage, so that if your bicycle is stolen while you are in your garage or at home, you are covered. If you choose insurance with no deductibles the insurance company will pay the full value of the bicycle. You must insure it for the new replacement value and indicate brand, model and frame number. See more in multi-risk insurance multi-risk insurance.
Insurance to prevent damage injury that may arise in the event of an accident.
It allows several types of coverages in the sequence of accidents, such as:
– Capital to be received by the beneficiaries in case of death;
– Capital to be received by the beneficiaries in case of permanent disability;
– Treatment costs following accidents;
– Travel assistance abroad;
Workers compensation insurance
Mandatory insurance by law that allows to insure workers for the account of others or for their own account.
Workers compensation insurance – On behalf of others
The work accident insurance guarantees the possible liability of the employer for accidents that happen with their workers in the performance of their professional activity.
It also guarantees the so-called risk of travel, that is, accidents occurring on the way to and from the workplace.
Under this insurance are guaranteed the payment of pensions for death or permanent incapacity, compensation for temporary incapacity, funeral expenses for death of the worker and compensation necessary for the recovery of the state and work capacity of the worker, such as hospital care, Medical expenses, and functional rehabilitation and prosthesis.
Workers compensation insurance– Self-Employed,
The Work compensation Insurance – self-employed is mandatory by Law, the insurance which guarantees the payment of pensions for death or permanent incapacity, compensation for temporary incapacity, compensation necessary for the recovery capacity , such as hospital care, Medical expenses, and functional rehabilitation and prosthesis.
What are the covers?
Why should you buy a Worker’s Compensation Insurance?
Because a Worker’s Compensation Insurance benefits and protects your company’s employees and at the same time allows you to guarantee the stability of your business. With Allianz Acidentes de Trabalho, you are protected from any unexpected event that may occur to your employees during the normal performance of their work tasks. Taking out Worker’s Compensation Insurance is mandatory by Law
Why should I, as Self-Employed, buy this specific Insurance?
Because you could suffer an accident during your working period and there are certain risks you should not take alone. In this case, you should have an insurance, which guarantees the expenses necessary to your recovery and also your monthly income, so that you can accomplish your family obligations. If you are self-employed, this is the insurance which guarantees yours and your family’s financial stability, in case you are unable to continue working. In addition, this insurance is also mandatory by Law.
Please contact R2 for more information.
The most recurrent insurance, with simple or more extensive coverage.
Just like cars, auto insurance is not all the same.
Auto Insurance is insurance that can be customized to your needs.
What are the most common covers:
–Civil Liability (RC): Companies assume the value of the losses you cause to other people, property or vehicles, in cases of accidents resulting from your responsibility (under the law).
– Property Damage (PD): Includes coverages for Impact, Collision and Rollover, Fire, Lightning or Explosion, Theft or Robbery, Phenomena of Nature and Acts of Vandalism.
– Occupants and Driver: Protection for you and the people traveling with you i.e. in the event of a traffic accident, the people traveling in your car will be entitled to payment of compensation for death or permanent disability, treatment expenses and funeral expenses.
– Travel Assistance: Assistance for your automobile and occupants within the contracted limits.
– Legal Protection: Legal support for your defense in criminal proceedings or claim for damages in case of accident.
– Glass Breakage: Guarantees the replacement or repair of your automobile’s glass, provided that the damage is limited exclusively to the vehicle’s glass.
– Replacement Vehicle for Breakdown: When the insured vehicle is not repairable on the day of immobilization due to breakdown in Portugal, the companies will pay for the rental of a light passenger vehicle.
Insurance for your house and for your household good
In order to insure the walls or household good of your house or apartment.
You can choose the covers with comprehensive basic covers, including Water damage, Storms or Legal protection;
Additional covers, including Earthquake coverage, Personal accidents, Damage to landlord’s property, Swimming pool liability, and more;
Please contact R2 for more information.
The Health Insurance, insure your family or your company of health cost.
Health Insurance provides coverage to your family or your company employees for:
-Hospitalization and surgery;
-Second medical opinion;
-International Medical coverage;
-Child delivery costs.
In Portugal, with high fees practiced and long queues in the SNS (National Health System), an health insurance is a great choice.
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal […]
Life insurance is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder).
Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses (such as funeral expenses) can also be included in the benefits.
We work with the best and most competitive Life Insurance Companies in Portugal.
For your company
Os riscos ambientais são uma realidade cada vez mais presente na atividade empresarial. Proteja a sua empresa com um seguro adaptado à legislação Portuguesa.
More and more companies are aware of the environmental problems that their activity can cause. Accidents happen and that’s why insurance exists.
Soluções de seguros de acidentes de trabalho para todos os que trabalham por conta de outrem.
Insurance against accidents at work guarantees the eventual liability of the employer for accidents occurring with its workers, in the performance of their professional activity.
It also guarantees thecalled “route risk”, that are, accidents that occur on the way to and from the workplace.
Os seguros multirriscos são abrangentes e respondem às suas necessidades específicas.
The Multi-risk insurance is wide and covers the specific needs of your company.
It provides various coverages such as Civil Liability, Electronic Equipment and Personal Accidents, among many others.
Contratar um seguro de saúde para os colaboradores tem múltiplas vantagens.
Nowadays, a good way to retain employees is through the social beneficiaries delivered by the company.
Health insurance is one of the benefits most appreciated by the Portuguese in terms of remuneration policy.
If you want a group insurance, it has lower premiums (prices) than in the individual insurance market.
Insurance for Condominium Administration:
There are three insurance for Condominium Administration:
1.) The Work Compensation Insurance
It´s a insurance mandatory by law for all works for account of condominium as the employer of clean the stars, and the doorman.
3.) Civil responsability
Protection Unemployment and Diseases
Um seguro que permite que uma Administração de Condomínio se diferencie da concorrência.
A new insurance in Portugal.
It allows that in case of Unemployment and Disability by Accident or Sickness, of a condominium, the company assumes its share during a period up to 12 months.
O seguro de proteção jurídica abrange as mais variadas, delicadas e imprevistas situações que podem surgir num condomínio.
Legal Protection Insurance consists in providing the Insured Condominium with legal, judicial and extra-judicial assistance services, and in bearing any expenses that the Condominium may incur as a result of its intervention in judicial or arbitration proceedings, within the scope of the insurance coverage.
Condominium Civil liability
In some cases the condominium decides to contract this insurance to deal with damages that the property may cause to third parties, such as tiles flying in a storm and causing damage to other people’s property (cars, people, etc.).
In buildings with elevators, liability insurance is also important.
Why to choose R2 Seguros?
One team with 9 profissionals to help you.
We help you when you need it.
Close to you
5 stores you can visit
Insurance solutions to your needs
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