Insurance brokers for companies, individuals and condominiums
The intermediary makes it easy for you to choose the best insurance options, in all areas of life and non-life, whether for your family or business life.

For You & Your Family
Savings and Pension Funds
With so much information available on how to save money, it is sometimes difficult to know what to do.

Savings or saving money refers to not spending today to spend later. In any case, money is made for spending, today or in 20 years.
Ideally, you should start by making monthly deliveries, an amount subtracted from your account without making imbalances, if possible on a monthly basis. It should not be too low to save an amount that is important to you, but also an amount that is not too high that it becomes uncomfortable.
Personal Accidents
For you and your family, because the unforeseen happens.

There are good reasons to take out Personal Accident insurance, for example:
- Capital to be received by beneficiaries in case of death;
- Capital to be received by the insured person in case of permanent disability;
Workplace Accident Insurance
Insurance required by law that allows you to insure employees and self-employed workers.

The Workplace Accident Insurance - Self-Employed (Self-Employed) whose compulsory contracting is established by law.
A worker is considered to be self-employed or independent when his or her activity is carried out in an autonomous manner.
Car Insurance
The most recurrent insurance, with simple or more extensive coverage.

Just like cars, auto insurance is not all the same.
Auto Insurance is an insurance that can be customized to your needs.
Multirisk
The multi-risk insurances are comprehensive and respond to your specific needs.

The most important coverage, which is mandatory if the property is insured, is fire coverage. Then there are others that are also important, such as storms, floods, water damage (burst pipes), liability (damage caused to third parties - neighbors, passersby, etc.), and seismic phenomena (usually the most expensive of the covers).
Health
Because health always comes first.

What are the main coverages of health insurance?
Hospitalization and Surgery:
It covers hospitalization and surgery costs that people may have. It is considered the most important coverage by specialists, since it allows the Insurance Company to support amounts that are often unaffordable for most families;
Outpatient:
It is the most widely used consumer coverage. It allows you to pay for part of the expenses you might incur for consultations, treatments, and exams;
Life
Life insurance helps provide financial protection for your family should you pass away within the term of the policy.

Life insurance is a contract between a policyholder and an insurer or insurer, in which the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured (usually the supporting policy).
Pets
The pet insurance that guarantees the health, safety and well-being of your pet. Access to consultations, vaccinations, examinations, hospitalizations and other services at reduced prices.

The pet insurance that guarantees the health, safety and well-being of your pet. Access to consultations, vaccinations, examinations, hospitalizations and other services at reduced prices.
For your Company
Environmental Responsibility
Environmental risks are a reality increasingly present in business activity. Protect your company with an insurance adapted to the Portuguese legislation.

More and more companies are paying attention to the environmental problems that their activity can cause. Accidents happen and that is why insurance exists.
Work Accidents
Workplace accident insurance solutions for all employees.

Workplace accident insuranceguarantees the employer's possible liability for accidents occurring to its employees while carrying outtheir professional activities.
It also covers the so-called commuting risk, i.e. accidents that occur on the way to and from the workplace.
Temporary Car Insurance
There are many situations in which you need insurance for a few days without the need for annual insurance, such as buying and/or selling a car, having it inspected, importing the vehicle or even deciding between annual policies. With this insurance, you can now take out temporary insurance online [...]

There are many situations in which you need insurance for days without the need for annual insurance, from buying and/or selling a car, having it inspected, importing the vehicle or even deciding between annual policies.
With this insurance, you can now take out temporary insurance for a period of between 1 and 28 days online.
This solution can be used for cars, motorcycles, commercial vehicles and motorhomes.
Temporary insurance covers:
- Compulsory Civil Liability: For damage caused by your vehicle to third parties up to the limits stipulated by law.
- Repatriation or transportation of minors and other Insured Persons.
- Travel of a family member in the event of hospitalization.
- Travel assistance over 15 km: assistance to the person and vehicle during a journey covered by the insurance.
- Benefits to the Insured Person for immobilization of the vehicle as a result of an accident.
- Urgent repairs on the highway.
- Vehicle towing and people transportation services.
- Loss of the keys to the insured vehicle.
- Towing of the vehicle and transportation of the insured with a limit of 150€.
For more information go to Seguro Por Dias.
Multirisk
The multi-risk insurances are comprehensive and respond to your specific needs.

Multirisk insurance is broad and covers the specific needs of your company.
It offers several coverages such as Civil Liability, Electronic Equipment, and Personal Accidents, among many others.
Savings and Pension Funds
With so much information available on how to save money, it is sometimes difficult to know what to do.

Savings or saving money refers to not spending today to spend later. In any case, money is made for spending, today or in 20 years.
Ideally, you should start by making monthly deliveries, an amount subtracted from your account without making imbalances, if possible on a monthly basis. It should not be too low to save an amount that is important to you, but also an amount that is not too high that it becomes uncomfortable.
Health
Contracting a health plan for employees has multiple advantages.

Nowadays, a good way to retain employees is through the social benefits provided by the company.
Health insurance is one of the benefits most appreciated by the Portuguese in terms of remuneration policy.
If you want group insurance, you have lower premiums (prices) than in the individual insurance market.
Mandatory Insurance
See the list of mandatory insurances by law in Portugal: List of Mandatory Insurances

See the list of insurance required by law in Portugal:
For Condominiums
Worker's compensation insurance
An insurance that is mandatory by law for all people who work on behalf of the condominium such as the lady who cleans the common parts or the doorman.

An insurance that is mandatory by law for all people who work on behalf of the condominium such as the lady who cleans the common parts or the doorman.
Condominium
Insurance for Condominium Management:

There are three insurances for Condominium Management:
1.) Work compensation insurance
It is a mandatory insurance by law for all work on behalf of the condominium such as stair cleaners and janitors.
2.) Multirisk
3.) Liability
Unemployment and Illness Protection
An insurance that allows the Administration of a Condominium to differentiate itself from the competition.

A new insurance in Portugal.
It allows that in case of Unemployment and Disability by Accident or Illness, of a condominium, the company assumes its share for a period of up to 12 months.
Legal protection
Legal protection insurance covers the most varied, delicate, and unforeseen situations that can arise in a condominium.

Legal Protection Insurance consists of the provision of legal, judicial and extra-judicial assistance services to the Insured Condominium, as well as the reimbursement of any expenses that the Condominium may incur as a result of its intervention in judicial or arbitration proceedings, within the scope of the insurance coverage.
Civil Liability - Condominiums
Condominium Liability

Liability will be triggered if you cause material damage and/or bodily harm to other people outside the condominium.
There are companies that still contract the Civil Liability coverage separately from the multi-risk insurance.
Why choose R2 Seguros?
Availability
We have a team of more than 10 professionals dedicated to helping you.
Follow-up
Personalized follow-up tailored to each client.
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Discover the TeamNews
Update of the Capital Insurance Index for the 3rd Quarter 2023
Multi-risk insurance capital to rise by 12.14% Read more
#wearehiring🤝 We're hiring
We are looking for an administrative specialist with commercial knowledge of the insurance industry! Please apply! Read more
In-Person Service - From August
From 1 August, the service will be personalized, seeking to further improve the service we provide to our customers Read more