Allianz Child Protection: Protect the Ones Who Matter Most
Children go about their daily lives full of energy, curiosity, and a desire to discover the world. Amid play, sports, and leisure activities, accidents can happen when you least expect them.
With families’ peace of mind in mind, Allianz has launched the “Allianz Child Protection” campaign, a solution that provides coverage for children and young people up to and including age 24, provided they are dependent on their parents and are not engaged in paid work.
What's included?
Allianz Child Protection Insurance includes:
- Medical expenses in the event of an accident;
- Compensation for permanent disability;
- Daily hospitalization allowance;
- Daily care allowance to compensate for the absence of a family member while the child is recovering;
- Civil Liability for Damages Caused to Third Parties;
- Expenses for rescue, search, transportation, and repatriation abroad.
Allianz Child Protection offers two protection plans, both of which include a comprehensive set of coverages in the event of an accident:
- Module 1 — Essential: A comprehensive protection solution for major everyday contingencies, with adequate coverage for those seeking essential protection for their child.
- Module 2 — Enhanced: For those seeking more comprehensive protection and higher coverage limits, Module 2 significantly increases the guaranteed amounts for various types of coverage.
| Coverage | Module 1 (Essential) | Module 2 (Intensive) |
|---|---|---|
| Permanent Disability | 25.000 € | 75.000 € |
| Medical Expenses | 2.500 € | 7.500 € |
| Daily Care Allowance | 7,50 € | 25,00 € |
| Daily Hospitalization Allowance | 10,00€ | 37,50 € |
| Civil Liability | 2.500,00 € | 3.750,00 € |
| Rescue, Search, and Transportation Expenses | 1.000,00 € | 1.000,00 € |
Coverage included in both modules
Although the coverage amounts vary between Module 1 and Module 2, both include a comprehensive range of benefits designed to protect the child and the family from the consequences of an accident
Permanent Disability—If , as a result of an accident, the child loses all or part of the mobility or functionality of a limb or organ, compensation may be awarded based on the degree of disability and the insured amount.
Daily Care Allowance— During recovery from an accident, one of the parents or another family member may need to be with the child. This coverage provides a daily allowance between the 4th and 30th day when the child requires the presence of a family member, such as a mother or father, during the recovery period.
Daily Hospitalization Benefit— In the event of a hospital stay resulting from an accident, a daily benefit is paid for the duration of the hospitalization, up to the maximum limit specified in the policy. This coverage can help offset some of the expenses and financial impacts associated with your child’s hospitalization.
Medical Expenses— Reimbursement of medical expenses necessary for the treatment of injuries sustained as a result of an accident.
Civil Liability— Children are constantly playing, engaging in activities, and interacting with others. An accident can sometimes cause unintentional harm to third parties. This coverage provides protection against damages caused to third parties while playing, subject to a deductible of €100 per claim.
Rescue, Search, and Transportation Expenses – In situations requiring rescue, search, or transportation operations, this coverage provides reimbursement of expenses up to a limit of €1,000.
The coverage also includes repatriation from abroad, and this coverage is provided free of charge.
Why is it worth purchasing Allianz Child Protection?
Unexpected events are a part of children’s daily lives. A fall while playing, an accident during a sports activity, or a situation requiring hospitalization can lead to unexpected expenses and worries for any family.
Allianz Children's Protection offers a protection plan designed specifically for children and young people, with two levels of coverage and a choice of different benefit amounts.
- Comprehensive protection against everyday unexpected events;
- Two levels of coverage, tailored to each family's needs;
- Option to pay annually, semiannually, or quarterly;
- By purchasing this insurance, you are also contributing to a charitable cause, as Allianz donates 70% of the profits generated by this product to the Portuguese Committee for UNICEF each year.
Take advantage of this promotion through July 31
For just €1 a month, you can ensure protection for your children or even provide this security for a grandchild, nephew, or godchild.
Don't miss out on this opportunity. The promotion ends on July 31, and after that date, the prices will return to their usual levels.
Request a quote today and find out which plan is best for your family.
