We know that in the future, more energy production alternatives and less environmental impact will be necessary, and one of these alternatives is to opt for solar or photovoltaic panels.
In addition to being a renewable and sustainable energy source, it will generate significant savings, helping to reduce your costs. Beyond this factor, we would like to point out that it is very important that the equipment is safe and clean for maximum efficiency.
How do insurance policies and solar or photovoltaic panels work?
Insurance and solar or photovoltaic panels work as follows: at some companies, such as Allianz, solar/photovoltaic panels and insurance can be covered without any additional coverage in the condominium insurance and have basic coverage for breakage of antennas and solar panels. At Zurich and other companies, it is necessary to purchase coverage for solar panels.
If there is no condominium insurance and you want to insure this equipment , you can take out individual insurance for electronic equipment:
*Staying protected under Basic Risks:
–Electrical phenomena, such as short circuits, power surges, and electrical disturbances caused by lightning strikes;
–Abnormaloperation– Excessive or insufficient pressure, lack of water, or overheating;
–HumanError– Incompetence, negligence, and operational error;
–Fire, Lightning Strike, and Explosion;
–Storms– including wind and hail.
In this case, for this level of comprehensive protection, the annual cost is around €70.
Equipment Cleaning
With the arrival of summer and for the best performance of this type of equipment, it is necessary to clean it regularly at this time of year , which will bring several advantages such as:
- Increased efficiency;
- Reduction in long-term maintenance costs.
Insurance can cover physical damage to solar and photovoltaic panels caused by extreme weather events such as hail, strong winds, or falling trees, so it is important to be covered by an insurance policy.
If you would like a simulation, we are at your disposal.