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Personal Accident and Health Insurance: Comprehensive Protection for Your Daily Life
April 15, 2026 by Miguel GomesIn an increasingly unpredictable world, ensuring your safety and that of your family has become a top priority. Personal accident and health insurance offers a comprehensive solution for those seeking financial protection and quick access to quality medical care. This type of insurance combines two essential aspects: coverage in the event of […]
Category: Blog
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Tax Benefits of the PPR: How to Reduce Your Income Tax in 2026
March 15, 2026 by Miguel GomesTax Benefits of the PPR: How to Reduce Your Income Tax and Plan for the Future The tax benefits of the PPR remain one of the main reasons why many Portuguese people choose to open a Retirement Savings Plan. In a climate of higher tax burdens and growing concern about the future, the PPR allows you to balance two priorities: saving for […]
Category: Blog
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Life Insurance + Win: What it covers and how it works
February 15, 2026, by Miguel GomesLife Insurance + Vencer is a solution designed for those who want to strengthen their family's financial protection and ensure additional support in health situations that may have an impact on their daily lives. In Portugal, it is a very popular insurance policy for those who want clarity in coverage, quick access to capital, and simplicity in […]
Category: Blog
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Rui Silva, spokesperson for APROSE, gave explanations on radio and television
February 11, 2026 by inesnorbergsilvaIn light of recent public disasters, Rui Silva, spokesperson for APROSE, has appeared on several radio and television programs.
Category: BlogTags: APROSE, CNN, Kristin, Rádio Renascença, Insurance Companies, Storm |
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What if the building you manage causes damage to third parties?
by inesnorbergsilvaCountless condominium managers have asked, "Who pays for damage caused by buildings to cars or other buildings?" We explain!
Category: Blog
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Reconstruction Value Index (IE) – Update
February 6, 2026 by Ines Norberg SilvaFor the first quarter of 2026, ASF has set the increase in the multi-risk insurance index at 1.83%. In the second quarter, it will be 4.46%.
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Vida Crédito: Essential Protection for Your Loan in 2025
January 15, 2026, by Miguel GomesVida Crédito: Essential protection for your loan in 2025 Vida Crédito is one of the most important financial protections for anyone with a mortgage, car loan, or personal loan. It was created to ensure that, in unexpected situations such as death or disability, the debt is paid by the insurance company, protecting the family from […]
Category: Blog
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Vida Crédito: Protect Your Loan with R2 Seguros
December 15, 2025, by Miguel GomesVida Crédito: Protect Your Loan with R2 Seguros Vida Crédito is a solution that R2 Seguros offers to ensure that your loan or credit does not become a burden for those left behind in the event of death or disability. In practice, this type of insurance guarantees payment […]
Category: Blog
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R2 Seguros and Ageas Seguros: protection solutions that inspire confidence
11/14/2025 by Miguel GomesR2 Seguros and Ageas Seguros: protection solutions that inspire confidence At R2 Seguros, we believe that true protection comes from trust and transparency. That is why we work with several leading companies, including Ageas Seguros, one of the largest and most respected insurance companies operating in Portugal. The goal is simple: to offer […]
Category: Blog
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Condominium Insurance: change with the arrival of new owners
November 4, 2025, by Rui SilvaFind out what happens to condominium insurance when a new owner moves in. Learn what remains the same, what needs to be updated, and how to avoid coverage gaps. The role of condominium insurance in asset protection Condominium insurance is an essential element in protecting the collective and individual assets of […]
Category: Blog
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Property insurance – Values, per square meter, of the price of housing construction for 2026
November 3, 2025, by Rui SilvaDiscover the new construction values per square meter for 2026 and learn how to update your home insurance or multi-risk insurance based on zones I, II, and III. APROSE (National Association of Insurance Agents and Brokers) has announced the new reference values per square meter for the price of construction of […]
Category: Blog
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The Importance of Safeguarding the Future
October 1, 2025, by Miguel GomesLife is made up of achievements, challenges, and unexpected moments. The ability to overcome each stage often depends on the preparation we do today. This is where the concept of "Life + Win" takes on meaning: living with confidence, knowing that there is protection and stability for the future. What does "Life + Win" mean? More than [...]
Category: Blog
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Quality Longevity: Ensure a Secure Future with R2 Insurance Brokerage
August 17, 2025, by Miguel GomesWhat does it mean to live longer and better? It's not just about counting the years, but ensuring that those years are lived in good health, independence, and peace of mind. Living a long, quality life depends on several factors: good habits, family support, access to healthcare, and a stable financial structure. It is here […]
Category: Blog
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PPR: How to Ensure a Secure Financial Future with R2 Seguros
July 18, 2025, by Miguel GomesWhat is a PPR? A PPR (Retirement Savings Plan) is a financial solution designed to help Portuguese citizens save throughout their working lives, guaranteeing additional income during retirement. It can also be used as an investment, with tax advantages and attractive returns. Why invest in a PPR? Investing in a PPR offers several […]
Category: Blog
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I got married, now what?
July 3, 2025, by Rui SilvaGetting married is a milestone moment full of changes in a couple's life. With this new phase come new responsibilities—and protecting your future together with the right insurance for newlyweds is a smart and preventive choice. If you're wondering, "What insurance should I get after getting married?", this guide was [...]
Category: Blog
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Someone hit my car, now what?
by Rui SilvaSomeone hit my car, now what? Staying calm is the most important thing. In the event of an accident, mark the location, check for injuries, and exchange information with the other driver. Take photos and then contact your insurance broker. We are here to help you throughout the process: from opening the […]
Category: Blog
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Mandatory local accommodation
by Rui SilvaLocal accommodation has been a hot topic in the debate on housing, tourism, and urban planning. With the growth of this type of activity, the Portuguese government has implemented several legislative changes to regulate the sector, increase transparency, and mitigate negative impacts on urban centers. In 2023 and 2024, new rules were introduced […]
Category: Blog
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In Portugal, do scooters need to have insurance?
by Rui SilvaOn May 19, 2025, Decree-Law No. 26/2025 came into force, transposing a European directive. Its main change is to introduce compulsory motor vehicle liability insurance for certain light electric vehicles. However, liability insurance for electric scooters is not compulsory for all users; this requirement applies […]
Category: Blog
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Retirement Savings Plans
May 22, 2025, by Rui SilvaWhat are the best retirement savings plans on the market? We can help you make the right choice! Retirement savings plans (PPR) continue to be one of the most advantageous ways to save for the future. With tax benefits, flexibility, and different levels of risk, PPRs are suitable for various investor profiles—but not all products are the same. […]
Category: Blog
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Savings Plan Comparison Platform – Retirement
May 12, 2025, by Rui SilvaSavings Plan Comparison Platform – Retirement The Insurance and Pension Funds Supervisory Authority (ASF) has launched a new platform that allows users to compare Retirement Savings Plans (PPR) under its supervision. The tool provides up-to-date information on fees, returns, and risks of products available on the market, whether they are funds […]
Category: Blog