MUTUAL HEALTH PLANS
MGEN is a non-profit mutual insurance company specializing in health protection. All its members benefit from a set of unique and distinctive guarantees:
- No age limit when joining;
- No age limit when staying;
- No individual aggravation in case of claim;
- No medical questionnaire on adherence;
- Serious illnesses and rare diseases are not excluded;
- No exclusion of pre-existing illnesses;
- No exclusion of congenital malformation diseases;
- No unilateral termination of the contract by the insurer.
These characteristics are based on the principles of mutual aid and solidarity and distinguish MGEN from usual market practices. Any involuntary change in health status is always covered by MGEN. Occurrences usually excluded by other insurers are covered by MGEN:
- Treatments and medical acts for HIV/AIDS infection
- Morbid obesity;
- Palliative and long-term care;
- Psychology;
- Alternative medicines;
- Pre-existing illnesses when taking out insurance;
- Vaccinations, when prescribed by the doctor.