What is MGEN?
- The largest health mutual in France;
- 9,500 employees;
- 3.5 million people protected;
- 1.8 Billion Euros in Prizes;
- 487% Solvency margin (2012).
What is your mission?
- Its mission is social protection;
- It manages, since 1946, the compulsory health insurance scheme for the professionals of the:
- National education;
- Higher Education;
- Research;
- Culture;
- Youth and Sports:
- Goals for portugal;
- Present differentiating alternative health solutions;
- Support the development of the principles of solidarity and mutualism;
- Internationalization to Southern European countries;
The form
- LPS (Free Provision of Services);
- It maintains its genesis and mutualist principles;
- It maintains the ability to accept risk;
- The activity is controlled by the "French ISP":
- ACAM - Autorité de Contrôle des Assurances et des Mutuelles
Differentiation Factors
- No age limits on membership;
- No age limit on the Stay;
- Dependents can stay on after age 25;
- No unilateral termination of the contract;
- No individualized over-taxation;
- Reduced grace periods;
- No Exclusions (in sickness or accident);
- No Medical Questionnaire/Health Declaration;
- No pre-existing
See MGEN's website.