Civil Liability Insurance: Essential Protection
Civil liability insurance covers damage caused to third parties, whether material, bodily or moral, by the involuntary acts of the insured. It is ideal for protecting individuals and companies against unforeseen events, ensuring peace of mind and avoiding high financial costs. An indispensable ally in everyday life!
Managing a condominium involves many responsibilities. From the maintenance of common spaces to the safety of residents and visitors, any incident can result in losses or legal liability. Civil Liability Insurance for Condominiums is the essential protection that guarantees everyone's peace of mind.
Civil liability insurance protects the condominium against material and/or bodily damage caused to third parties that may occur in the common areas of the building as a result of:
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Falls or accidents on stairs, corridors, elevators or garages
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Leakage from common areas
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Falling façade elements, walls or roofs
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Maintenance deficiencies that cause damage to third parties
Why is it important to take out liability insurance?
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Complies with legal requirements in some municipalities or local regulations
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Avoid unexpected compensation costs
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Protects the condominium's reputation and financial stability
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Guarantees legal and expert support in the event of a claim
What does it cover?
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Compensation for damage to third parties (people or property)
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Damage caused by accidents in common areas
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Legal defense costs
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Possibility of additional cover (water damage, cross-liability between owners, etc.)
What are the advantages of taking out liability insurance?
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Tranquilidade and legal certainty
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Complete protection adapted to the reality of the building
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Flexible plans, adjustable to the number of units and size of the condominium
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Specialized support in the event of a claim