How to Prevent Water Leaks in Condominiums Caused by a Lack of Silicone
One of the most common problems in condominiums is the lack of silicone sealant around shower bases and other fixtures in the bathrooms and kitchens of individual units, which causes water seepage that can result in damage to the units themselves—if this issue is not addressed—as well as to neighboring units.
1-Who is responsible?
The responsibility always lies with the owner of the property causing the problems. The lack of silicone is not covered by insurance; damage to third parties—in this case, the neighbors—may or may not be covered.
2- How can it be prevented?
The silicone should be replaced every 2 years. If this maintenance is not performed in a timely manner, the silicone loses its sealing ability, allowing water to seep in, which can cause damage to the unit itself and to neighboring units. You can help the homeowners by bringing this issue to their attention in a newsletter you send them.
3- Does the insurance cover it? Is liability still in effect?
Insurance policies—whether for individual units or the entire condominium—do not cover damages caused by the at-fault party; at most, they may cover damages to the injured parties (neighbors), but some companies do not pay out. The owners remain liable to the injured parties, even if the insurance company refuses to cover the claim.
Frequently Asked Questions
Does condominium insurance cover water leaks?
- It depends on the source of the leak and the coverage purchased. If there has been a lack of maintenance, the insurance company may deny the claim.
How often should I replace the silicone?
- As a general rule, it is recommended to replace them approximately every two years or whenever there are signs of wear.
Who pays for the damage caused to a neighbor?
- If the water leak originates in your unit, you may be liable for the resulting damages, even if the insurance company refuses to cover the claim.
Prevention remains the best investment. A simple maintenance task can prevent water leaks, disputes between neighbors, and thousands of euros in damages. If you have any questions, please contact us.