Organizing a track and field meet or a race involves a number of responsibilities toward participants, staff, and third parties. Ensuring the safety of the event is essential to minimizing risks and ensuring that any unforeseen circumstances are handled quickly and effectively.
The Allianz Track and Field Events Insurance, available through Allianz and brokered by R2 Seguros, was designed to protect organizers and all registered athletes, combining Personal Accident and Civil Liability coverage into a single solution.
During a sporting event, accidents involving participants or damage caused to third parties may occur—situations that can result in high costs and liability for the organizing entity. Allianz Track and Field Events offers comprehensive coverage for the entire duration of the event, allowing the organization to proceed with greater peace of mind.
Who is the Allianz Track and Field Meet intended for?
Allianz Track and Field Insurance is intended for:
- Sports associations;
- Track and field clubs;
- Municipalities and parish councils;
- Event planning companies;
- Public or private organizations that organize races, walks, or track and field events.
This solution also includes the administrative tasks related to the design, planning, and production of the event.
Benefits of the Allianz Track and Field Meet
Allianz Track and Field meets offer a number of benefits for sports event organizers:
- Protection of athletes throughout the entire duration of the race;
- Third-Party Liability Coverage for damages caused to third parties;
- Inclusion of activities related to the organization and production of the event;
- A simple hiring process involving the submission of a list of participants;
- A suitable solution for amateur, non-federated track and field and running events.
This solution enables organizers to fulfill their responsibilities, ensuring greater safety for everyone involved.
Allianz Track and Field Event Coverage
The insurance policy combines two key components: Personal Accident and Civil Liability.
Personal Accidents
It includes the following coverage:
- Death and Permanent Disability;
- Medical Expenses;
- Funeral Expenses;
- Expenses Related to Rescue, Search, and Transportation Operations;
- Simultaneous Death of the Insured Person and Their Spouse (when there are dependent minor children).
Civil Liability
Civil Liability coverage protects the organizer against damages caused to third parties during the event, including:
- Food poisoning caused by products supplied by the organization;
- Loading and unloading of materials related to the event;
- Assembly, disassembly, and temporary installation of stages, tents, bleachers, grandstands, and other collapsible structures.
Safe Capitals
The Personal Accident coverage includes, among others, the following benefit amounts:
- Death and Permanent Disability: €32,442.82;
- Treatment Expenses: €5,190.26;
- Funeral Expenses: 5,000 €;
- Rescue, Search, and Transport Operations: 1,000 €;
- Simultaneous Death of the Insured Person and Spouse: €15,000.
Under the Civil Liability coverage, you can select different coverage limits, tailored to the number of attendees and the nature of the event.
How do I sign up?
To sign up for the Allianz Track and Field Trials, you must provide the following:
- Test location;
- Number of participants to be accommodated;
- List of the names and tax ID numbers of all registered athletes.
Once these documents have been received, the policy corresponding to the event will be issued.
Check out the information HERE!
How much does the Allianz Track and Field Meet cost?
The cost of the insurance depends on the duration of the race and the number of participants.
For events lasting between 1 and 3 days, the Personal Accident premium is €0.84 per athlete, subject to a minimum premium and the deductible applicable to Treatment Expenses coverage.
For the Civil Liability coverage, the premium varies depending on the coverage amount selected and the expected number of spectators.
What does the Allianz Track and Field Insurance cover?
Allianz Track and Field Events provides financial protection to organizers and participants, guaranteeing compensation in the event of an accident involving athletes and covering liability for damages caused to third parties during the event.
This protection helps mitigate the financial impact of unexpected situations and ensures that the event proceeds with greater safety and confidence for all participants.
Why purchase insurance through R2 Seguros?
R2 Seguros offers specialized guidance on purchasing insurance for sporting events, helping each organization find the solution best suited to the specific characteristics of its event.
When you purchase a policy through R2 Seguros, you’ll enjoy the following benefits:
- Personalized counseling;
- Support throughout the entire hiring process;
- Assistance in the event of claim;
- Solutions tailored to the needs of each event.
