The best way to protect your car, as well as its occupants, is to have a good insurance to the extent of what you really need.
R2 in partnership with Allianz Portugal, offer you the Allianz Auto insurance, a car insurance that presents 6 options of covers for passenger cars, with different levels of protection, allowing you to choose an adequate insurance for your needs:
- 2 Liability options (RC Base and RC Plus) in which Allianz bears the cost of damage caused to other people, property or vehicles, in case the accidents are of your responsibility (under the law);
- 4 Damage Waiver options (RC Total Loss, DP Base, DP Plus and DP Plus with no deductible) in which Allianz, in addition to assuming the cost of the damage caused to third parties can also assume the cost of repair of your car*.
And they even give an additional discount for the 2nd insured car in Allianz.
* The RC Total Loss only guarantees payment in case of accident with total loss of the vehicle.
Coverage
Benefits
- Roadside Assistance, very complete - In the event of an accident or a fault with your vehicle and need towing, emergency repair , transport or repatriate or if you want to obtain the appropriate assistance to the occupants , just call 800 201 833 in Portugal , or +351 21 004 92 91 from abroad ( in case of breakdown or accident towing of your vehicle to a workshop of your choice or , if possible , repair on site in case of a puncture , they help you replacing an apartment tire, if it lacks fuel, they will pick you up , if you leave your keys locked inside the car, they help you recover them;
- Courtesy Car - if you have a malfunction in your vehicle in Portugal, Allianz Auto (options RC Plus, and DP Plus) guarantees you a car to replace for the period of repair of your vehicle up to a maximum of five days;
- Bonus Policy - Allianz Auto rewards good drivers with an increase in discounts each year in which they do not notify claims of his responsibility. This bonus will increase until it may reach a maximum of 55%;
- Discount for second family vehicle - If you hire a second policy insuring another passenger car, you will benefit from an additional discount on this new policy;
- The Assistance Sinister Automotive Service (A.S.A.) puts at your disposal, 24 hours a day, a group of technicians that will guide you in the event of an accident. Just a phone call and your questions will be answered, and still be followed in filling out the Friendly Statement. In some parts of the country (Lisbon and Oporto), ASA also offers help of a technician at the scene of the accident;
- A network of quality workshops that offers you a courtesy vehicle for the day of expertise and the repair time (DP Mais coverage).
Flexible coverage options for different drivers
One of the key strengths of Allianz Car Insurance is its range of coverage options. Drivers can choose between basic liability insurance—which meets legal requirements and covers damage caused to third parties in the event of an accident for which the insured is at fault—and more comprehensive solutions.
For those seeking enhanced protection, there are policies that include coverage for damage to the insured vehicle, meaning the insurer also covers repair costs for the insured vehicle in addition to third-party liability. This flexibility ensures that both occasional drivers and those who rely heavily on their vehicles can find a suitable solution.
This modular approach allows each customer to balance cost and protection based on their individual needs and risk profile.
Roadside assistance and 24/7 support
A major benefit of Allianz Auto is its 24-hour roadside assistance service, available every day of the year. In the event of an accident, breakdown, or unexpected issues on the road, drivers can immediately contact a dedicated assistance line.
This service includes vehicle towing, emergency roadside repairs whenever possible, passenger transport, and assistance in situations such as flat tires, running out of fuel, or locking your keys inside the car.
The availability of continuous assistance ensures that drivers are never left without support, significantly reducing stress and inconvenience during unexpected incidents, especially when traveling long distances.
Replacement vehicle for uninterrupted mobility
Another valuable feature is the availability of a replacement vehicle in the event that the insured car is being repaired or is temporarily unavailable.
This benefit ensures that customers can remain mobile even when their own vehicle is out of service. It is particularly useful for people who rely on their car for daily commutes, work, or family responsibilities.
By ensuring continued mobility, the insurance helps minimize disruptions to daily life.
Aditional Information
Allianz Auto's Prior Informative Note
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