Allianz Tourism Entertainment Insurance (Liability and Property Damage)
Protection for Tourist Entertainment Companies
Allianz Tourist Entertainment Insurance was developed to protect companies and organizations that organize tourist entertainment activities, ensuring the protection of participants and third parties, as well as compliance with the legal obligations associated with conducting such activities.
What is the role of a tourism animator?
Tourist entertainment activities are defined as all recreational, sporting, or cultural activities that fall under the categories of outdoor tourism or cultural tourism and are of tourist interest to the region where they take place.
Who is this insurance intended for?
The insurance is intended for:
- Tourism Entertainment Companies registered with the RNAAT;
- Associations;
- Sports Clubs;
- IPSS;
- Mercies;
- Mutual aid societies;
- Legally authorized similar entities;
- Tourism businesses that offer tourist entertainment activities as a complement to their main business.
What does Allianz Animação Turística Insurance cover?
Civil Liability
Coverage for property damage and personal injury caused to third parties during the provision of services.
Personal Accidents
Coverage for participants in the event of an accident occurring during tourist entertainment activities organized by the Policyholder.
Activities Not Covered
Civil Liability
In RC, the following activities/categories are excluded:
- Sightseeing cruises;
- Boat rentals;
- River taxi;
- Sport fishing;
- Jet skis;
- Banana boat rides, parasailing, or water skiing.
These activities require the purchase of Allianz Maritime Tourist Liability Insurance.
The following activities are excluded from Personal Accident coverage:
- Scuba diving;
- Skydiving;
- Paragliding;
- Hang glider;
- Cliff diving;
- Electric bicycle and scooter rentals;
- Scooters and hoverboards;
- Natural Disasters;
- Acts of Terrorism.
Required Capital
| Coverage | Capital |
|---|---|
| Civil Liability | 50.000 € |
| Death or Permanent Disability | 26.160,44 € |
| Medical Expenses | 4.579,29 € |
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Each tourist entertainment activity has different characteristics and risk levels. Our team is available to analyze your situation and provide a tailored solution, ensuring the protection of your company, your employees, and the participants.
Frequently Asked Questions
Who should purchase Allianz Tourist Entertainment Insurance?
The insurance is intended for companies registered with the RNAAT, associations, sports clubs, private social solidarity institutions (IPSS), charitable organizations, mutual aid societies, and tourism enterprises that provide tourist entertainment activities.
Is Allianz Tourist Activity Insurance mandatory?
Yes. The law requires covered companies to maintain valid liability and personal accident insurance policies to protect participants and third parties.
What does Allianz Animação Turística Insurance cover?
The insurance includes liability and personal accident coverage, protecting the organizing entity, participants, and third parties while the activities are taking place.
