Protection for Gyms
Allianz Gym Insurance protects users while they are participating in sports, ensuring compliance with legal obligations and providing greater peace of mind for the entities responsible for operating gyms and sports facilities.
Who is this insurance intended for?
This insurance is intended for all entities that have:
- Gyms;
- Swimming pools;
- Fitness centers;
- Dance studios (Type 1 Sports).
Personal Accident coverage is required by law.
When purchasing Allianz Gym Insurance, instructors, teachers, and personal trainers can also purchase Professional Liability Insurance, in accordance with the terms and conditions set forth in the policy.
Coverage and Capital
Allianz Gym Insurance provides users with the following coverage:
| Coverage | Capital |
|---|---|
| Death and Permanent Disability (MIP) | 32.442,82 € |
| Treatment Expenses (DT) | 5.190,26 € |
In addition, Allianz provides you, at no cost, with coverage for:
| Coverage | Capital |
|---|---|
| Funeral Expenses | 5.000 € |
| Expenses Related to Rescue, Search, and Transportation Operations | 1.000 € |
| Simultaneous Death of the Insured Person and Spouse (with dependent minor children) | 15.000 € |
The civil liability component includes:
Damage caused as a result of the conduct of the insured activity; Loading and unloading operations involving materials and products
inherent to the insured activity; Food poisoning caused by products supplied/prepared by the Policyholder
at the premises used for the insured activity.
What information is required for an Allianz Ginásios policy?
To issue the policy, you must provide the following information:
- The full address of the gym;
- The facility's capacity;
- The activities carried out.
It is not necessary to identify users, since anyone who visits the space will be protected as long as they remain there.
Capacity refers to the maximum number of people who may use the facility for sports activities at the same time, as specified in the sports facility’s operating permit.
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Each gym has its own unique characteristics, including its capacity, the sports offered, and the services provided. Our team is available to review your situation and propose a solution tailored to the needs of your sports facility.
Frequently Asked Questions
Who is the Allianz Gym Insurance intended for?
Allianz Gym Insurance is intended for entities that own gyms, swimming pools, fitness centers, or dance studios that offer Type 1 sports activities.
Is Allianz Gym Insurance mandatory?
Yes. Personal Accident coverage is required by law for the sports facilities covered.
What does Allianz Gym Insurance cover?
The insurance includes coverage for Death and Permanent Disability (MIP) and Medical Expenses (DT). It also includes additional coverage at no extra cost, such as Funeral Expenses and Expenses for Rescue, Search, and Transportation Operations.
Do gym users need to be identified?
No. It is not necessary to identify users individually. Anyone who visits the facility will be covered as long as they remain on the premises, in accordance with the terms of the policy.
What information is needed to purchase insurance?
To issue the policy, you must provide the full address of the facility, the space's capacity, and the activities carried out there.
What does the facility's capacity mean?
Capacity refers to the maximum number of people who may be present at the facility at any one time to participate in sports, as specified in the sports facility’s operating permit.
Does the insurance include liability coverage?
Yes. The Civil Liability coverage includes damages resulting from the conduct of the insured business, the loading and unloading of materials and products related to the business, and cases of food poisoning caused by products supplied or prepared by the Policyholder at the premises used for the business.
Are instructors and personal trainers covered by professional liability insurance?
Instructors, teachers, and personal trainers may also purchase Professional Liability Insurance, in accordance with the terms set forth in the policy.
What types of facilities are eligible for this insurance?
This insurance is intended for facilities such as gyms, swimming pools, fitness centers, and dance studios (Type 1 Sports).