Allianz Electric Mobility Insurance
Protection for Loading Dock Operators
Allianz Electric Mobility Insurance was developed to protect entities that operate electric vehicle charging stations, providing civil liability coverage during the course of their business operations and ensuring compliance with the legal obligations applicable to this sector.
Who is this insurance intended for?
This insurance is intended for entities engaged in the following activities:
- Sale of electricity for electric mobility;
- Operation of charging stations for electric vehicles.
This insurance is mandatory for entities covered by the applicable legislation.
What Are Charging Stations and the Electric Mobility Network?
For the purposes of this insurance, the following are considered:
- Charging Stations – Infrastructure intended exclusively for charging electric vehicle batteries, operated by licensed operators;
- Publicly Accessible Charging Stations – Installed in public or private locations accessible to the general public;
- Private-Access Charging Stations – Installed on private property.
For the purposes of this policy, each charging station counts as one charging point, regardless of the number of outlets it has.
What does Allianz Electric Mobility Insurance cover?
The insurance covers the insured’s civil liability for damages caused to third parties while carrying out the following activities:
- Sale of electricity for electric mobility;
- Deployment of charging stations for electric vehicles.
What is not covered by the insurance policy for the operation of Charging Stations and the Electric Mobility Network?
Among the main exclusions are:
- Failure to comply with the legal provisions applicable to the activity;
- Damage to the environment and biodiversity;
- Theft or robbery;
- Product Liability;
- Vehicle washing, repair, or maintenance services;
- Situations covered by other types of mandatory insurance;
- Loss of profits, loss of use, or business interruptions;
- Consequential damages.
To learn about all exclusions, please refer to the General Terms and Conditions of the policy.
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Each charging station operator has its own unique characteristics, including the number of stations installed, the type of operation, and the size of the network. Our team is available to analyze your situation and propose a solution tailored to the needs of your business.
Frequently Asked Questions
Who should purchase Allianz Electric Mobility Insurance?
This insurance is intended for entities that operate charging stations and sell electricity for electric mobility; it is mandatory for the activities specified in the legislation.
Is Allianz Electric Mobility Insurance mandatory?
Yes. The law requires operators of charging stations covered by Ordinance No. 231/2016 to carry civil liability insurance.
What does Allianz Electric Mobility Insurance cover?
The insurance covers the operator's civil liability for damages caused to third parties during the operation of charging stations and electric mobility activities.
How is the premium calculated?
The fee is calculated based on each outlet at the charging station, plus any applicable statutory charges.
