Allianz Auto Repair Shop Insurance
Protection for Auto Repair Shops
Allianz Auto Repair Shop Insurance protects auto repair businesses against the risks inherent in their operations, providing liability coverage for damages caused to third parties, customers, and vehicles entrusted to the repair shop while services are being performed.
Who is this insurance intended for?
This insurance is intended for all auto repair shops that wish to protect their business against the risks associated with operating a repair shop.
It provides coverage for property damage and non-property damage caused to third parties or customers by representatives, employees, or persons working on behalf of the company, for which the insured is civilly liable.
What does Allianz Auto Repair Shop Insurance cover?
The insurance provides, among other things, the following coverage:
- Civil liability arising from the operation of the repair shop;
- Damage caused to vehicles entrusted to the insured while on the premises (with sublimits);
- Damage occurring during road tests conducted after vehicle repairs (Test Drivers/Mechanics), subject to the conditions set forth in the policy.
What is not included?
Among the main exclusions are:
- Damage resulting from theft or robbery;
- Activities unrelated to or ancillary to the workshop's main activity;
- Faulty repairs or complaints regarding the quality of the repair;
- Damage to the part or component being repaired;
- Abuse or misuse of vehicles;
- Vehicle breakdown or loss of value.
You can find the complete list of exclusions in the General Terms and Conditions of the Contract.
This offer is available for products 1430 and 1435 through three new usage plans, created based on the number of employees:
– 34117: Auto Repair Shops with up to 5 employees
– 34118: Auto Repair Shops with 6 to 15 employees
– 34119: Auto Repair Shops with 16 to 25 employees
(For companies with more than 25 employees, a policy under code 34115 must be purchased, for which the premium is calculated based on annual revenue.)
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Each workshop has its own unique characteristics, including the number of employees, the services provided, and the scale of its operations. Our team is available to review your situation and propose a solution tailored to your workshop’s needs.
Frequently Asked Questions
Who is eligible to purchase Allianz Auto Repair Shop Insurance?
This insurance is intended for auto repair shops that wish to protect their business and their civil liability toward customers and third parties.
What does Allianz Auto Repair Shop Insurance cover?
The insurance covers civil liability arising from the operation of the repair shop, including damage caused to third parties, damage to vehicles entrusted to the repair shop, and damage occurring during road tests, in accordance with the terms of the policy.
Does Allianz Auto Repair Shop Insurance cover customers' vehicles?
Yes. Damage caused to vehicles entrusted to the insured while they are at the repair shop is covered, within the limits specified in the policy.
Are there any activities that are excluded?
Yes. Excluded are, among other things, damage resulting from theft or robbery, defective repairs, misuse of vehicles, and damage to the part that is the direct subject of the repair.
How is the premium calculated?
The premium depends on the number of employees at the repair shop and the amount of liability coverage selected.
