Allianz Playground Liability Insurance
Safety Measures for Playgrounds and Play Areas
Allianz Playground Liability Insurance was developed to protect entities responsible for playgrounds and play and recreation areas, providing liability coverage for bodily injury caused to users and ensuring compliance with applicable laws.
Who is this insurance intended for?
This insurance is intended for the entity responsible for the playground, play area, or recreation area.
The responsible entity is defined as any natural or legal person, whether public or private, that ensures the proper operation of the facility; it is responsible for organizing, maintaining, and ensuring that the equipment is used in accordance with applicable legal regulations.
What does the Allianz Playground Liability Insurance cover?
This insurance covers civil liability arising from bodily injury caused to users of play and recreation areas due to inadequate installation and maintenance, as well as supervision or monitoring of such areas, their equipment, impact surfaces, and street furniture.
What is not covered by the insurance?
Among the main exclusions are:
- Professional Liability;
- Damage caused to the premises, facilities, and equipment themselves;
- Damage caused among users themselves;
- Damages resulting from noncompliance with legal or regulatory requirements and the failure to implement required safety measures;
- Damages resulting from theft or robbery.
The complete list of exclusions can be found in the policy's General Terms and Conditions.
What is the minimum required capital?
The minimum amount covered by the insurance is €354,550.
How much does Allianz Playground Liability Insurance cost?
| Commercial Award | Total Prize | Franchise |
|---|---|---|
| 56,00 € | 61,04 € | 10% (minimum €500) |
*NOTE: Purchase a policy for each playground, specifying
the address of the corresponding risk location.
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And Request your estimate now
Each playground has its own unique characteristics, including its location, existing equipment, and conditions of use. Our team is available to review your situation and propose a solution tailored to your organization’s needs.
Frequently Asked Questions
Who should purchase Allianz Playground Liability Insurance?
This insurance is intended for entities responsible for the management and operation of playgrounds, play areas, and recreational facilities, whether public or private.
Is Allianz Playground Liability Insurance mandatory?
Yes. The applicable legislation requires that the entities responsible for play and recreation areas ensure they have civil liability coverage, in accordance with Decree-Law No. 203/2015.
What does Allianz Playground Liability Insurance cover?
The insurance covers civil liability for bodily injury caused to users as a result of the installation, maintenance, servicing, or supervision of the facilities and their equipment.
What is the minimum required capital?
The minimum liability insurance coverage is €354,550.
How is the hiring process carried out?
Contracts are awarded on a playground-by-playground basis, and you must provide the address corresponding to the location at risk.
