Generali Tranquilidade of Mind
Tranquilidade insures your home forits reconstruction value, neveroverestimating or underestimating it.
Ensure your home is filled for the value of new goods
Take advantage of comprehensive and flexible insurance
– Solutions suitable forhomeowners,landlords, andtenants.
–Deductibles are fixed and based on value(€0, €100, or €500).
– You can choosedifferent options and/or deductiblesfor the property and its contents.
Choose the Right Protection for Your Assets— Tranquilidade
Simulate in a few minutes with our Tranquilidade
Coverage based on replacement cost
One of the main advantages of Generali Tranquilidade is that the property is insured for its reconstruction value rather than its market value.
This distinction is very important because a home’s market value includes factors such as location, real estate demand, and land value—elements that do not directly influence the cost of rebuilding the property in the event of claim.
By correctly calculating the replacement cost, you can prevent the property from becoming:
- Overvalued, resulting in the payment of a higher premium than necessary.
- Underinsured, a situation that could result in insufficient compensation in the event of a claim.
In this way, the customer benefits from coverage tailored to the actual cost of rebuilding the home, while paying a more balanced and appropriate premium.
Insure the contents for the replacement value of the items
A home's assets aren't limited to just its walls. Furniture, appliances, televisions, computers, clothing, decorative items, and many other possessions represent a significant investment.
With Generali Tranquilidade , you can insure the contents of your home for the replacement value of the items, ensuring that, in the event of loss or damage covered by the policy, the items can be replaced with equivalent, new ones.
This protection is particularly important in situations such as:
- Fires;
- Floods;
- Damage caused by atmospheric phenomena;
- Robbery or theft;
- Other events specified in the policy terms and conditions.
By insuring the contents at their replacement value, the financial impact of an unexpected event is significantly reduced.
Insurance tailored to different profiles
Not all customers have the same needs. That’s why Generali Tranquilidade offers specific solutions for different situations.
Owners
Homeowners who live in the property can protect both the building and all of the home’s contents at the same time, benefiting from a comprehensive solution.
Landlords
Owners of rental properties can ensure that their buildings are protected against various risks, thereby preserving the value of their real estate assets.
Tenants
Tenants can also purchase coverage for their personal property, even when the building insurance is the landlord's responsibility.
This flexibility allows each customer to choose only the coverage they actually need.
Simple and Transparent Franchises
Another feature that sets this insurance apart is the simplicity of choosing deductibles.
Deductibles are fixed amounts, and there are three options available:
- 0 €
- 100 €
- 500 €
This transparency makes it easier to understand the insurance and allows customers to choose the option that best fits their budget.
A higher deductible may result in a lower annual premium, while a €0 deductible offers greater financial protection in the event of a claim.
Choose different deductibles for the property and the contents
Generali Tranquilidade also offers a high degree of customization.
Instead of applying the same deductible to all types of coverage, the customer can choose different options and deductibles for the building and its contents.
For example, you can choose a lower deductible for the contents of your home and select a different deductible for building coverage.
This option makes it possible to tailor the insurance to the specific characteristics of each estate and the priorities of each family.
Comprehensive and flexible insurance
In addition to protecting the property and its contents, Generali Tranquilidade offers a range of coverage options that can be tailored to each customer’s needs.
Depending on the solution you choose, you can benefit from protection against various risks that may affect your home, providing greater peace of mind in your daily life and an effective response to unexpected situations.
The ability to customize coverage allows this insurance to adapt to different stages of life, from buying your first home to managing rental properties.
Run a simulation in just a few minutes
Choosing home insurance doesn't have to be a complicated process. Using the Generali Tranquilidade simulator, Tranquilidade get a premium estimate in just a few minutes and find out which solutions are best suited for your home and its contents.
The simulation is quick and simple, and it allows you to compare different levels of protection before making a decision.
Need help? Contact us
If you’d like to protect your home with a solution tailored to your needs, we’re here to help. We can answer all your questions, walk you through the different options available under Generali Tranquilidade , and help you find the coverage that best suits your property and your assets.
Contact us for personalized advice or request a no-obligation quote today. We’re here to help you find the right solution to protect what matters most to you.
