Occupational accident insuranceguarantees the employer's possible liability for accidents occurring to its employees in the course oftheir professional activity.
It also covers the so-called commuting risk, i.e. accidents that occur on the way to and from the workplace.
What are the covers?
| Covers | Definition-Summary |
|---|---|
In Kind (unlimited value) | -Medical -Surgical -Pharmaceutical and Hospital and any other, in whatever form, as long as they are necessary and appropriate for restoring the injured person's state of health and ability to work or earn and for their recovery to working life. |
In cash (part-time benefits are calculated on the basis of the salary you would receive if you were working full-time). | -Absolute permanent disability (IPA). -Absolute permanent incapacity for normal work (IPH). -Partial permanent incapacity (PPI). -Absolute temporary incapacity (ITA). -Temporary partial incapacity (ITP). -High permanent disability allowance. -Housing readaptation allowance. Supplementary benefit for third-party assistance. -Death pensions. -Death grant and funeral expenses. |
The most suitable insurers
