Workers' compensation insurancecovers the employer's liability for accidents that occur to its employees in the course of their professional activities.
It also covers the so-called commuting risk, i.e., accidents that occur on the way to and from work.
What is covered?
| Coverage | Definition-Summary |
|---|---|
In Kind (of unlimited value) | -Medical in nature. -Surgical. -Pharmaceutical and hospital, and any other, whatever the form, provided they are necessary and appropriate for restoring the health and working or earning capacity of the injured party and for their recovery to active life. |
In cash (for part-time work, benefits are calculated based on the remuneration that would be earned if working full-time). | -Absolute permanent disability (IPA). -Absolute permanent disability for usual work (IPH). -Partial permanent disability (IPP). -Absolute temporary disability (ITA). -Temporary partial disability (ITP). -Subsidy for high permanent disability. -Subsidy for housing adaptation. -Supplementary benefit for third-party assistance. -Death pensions. -Subsidy for death and funeral expenses. |
The most suitable insurance companies
