Allianz Hybrid is an innovative product that combines the Savings and Investment options.
It is a product designed for customers who like to take risks, but in moderation, with the value of deliveries depending on the customer's wishes.
Allianz Hybrid allows deliveries to be split into :
50% Investment+50% Savings
35% Investment+65% Savings
25% Investment+75% Savings
10% Investment+90% Savings
Savings
At the start of your contract, you can choose between regular and non-regular deliveries.
The minimum amounts you deliver to Allianz Portugal vary according to the type and frequency of deliveries:
Monthly - € 25,00
Quarterly - € 75,00
Sem/Annual/Single - € 250.00
Additional Delivery - € 250.00
The maximum amounts that can be commercially subscribed to this product vary according to the type and frequency of deliveries:
Per contract € 250.000,00
Additional Delivery - € 5.000.00 / Year
Investment
You can invest 10%, 25%, 35% or 50% of the total amount, with the possibility of obtaining the appreciation achieved by the Fund;
Flexible, as you can choose the % you want to invest and the % you want to save;
You can change the % of each component in the annuity, thus adapting the potential return of the product to your needs.
The best and worst possible outcome:
Worst Possible Outcome:
Payment of the Savings Component with a 0% revaluation, i.e. equaling the deliveries for this component net of charges. The Investment component (maximum 50%) has the possibility of total loss of the capital invested in this component.
Best Possible Result:
Payment of the Savings Component with revaluation at the guaranteed rate and payment of the Investment Component with gains arising from the appreciation of the underlying assets, subject to full compliance with the liabilities of the issuers of the assets in the portfolio.
Additional information
Consult the Brochure
See Key Investor Information