The most important cover, which is compulsory if the property is insured, is fire cover. Then there are others that are also important, such as storms, floods, water damage (burst pipes), civil liability (damage caused to third parties - neighbors, passers-by, etc.) and seismic phenomena (this is usually the most expensive cover).
There are several options for taking out multi-risk insurance:
Multi-risk insurance for walls only;
Content-only multi-risk insurance;
Multi-risk insurance walls and contents.
Multi-risk Insurance Solutions: Family
Allianz Casa
Allianz multi-risk insurance for your home, very comprehensive, at a great price and with excellent cover.
Tranquilidade Home
An insurance policy that protects your home and the goods inside it, meeting your real protection concerns
Care should be taken to insure according to the reconstruction value for the walls or the replacement value in new for the filling.